A Credit Card

Not sure exactly what context. It could be rewards, as in cash back reward — you get a percentage of what’s charged on your card as a cash back reward.

Or it could be getting cash on top of the merchandised charged at stores — you buy $50 and put that on your credit card and take another $20 cash from the cashier which is added to the charge transaction.
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BD

By bdancer222 on Jan 21, 2010

you cant do cash back with a credit card, you do it with a debit card. when you purchase an item, you can ask for cash back which is where they will basically draw money out of your account and give it to you when ringing you up at the register to save you a trip to the bank.

with a credit card there is a cash advance but they charge interest. its not a wise thing to do unless its an emergency and you really need the money!
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By bonnimae187 on Jan 21, 2010

when you pay for something you can get some cash off them and they just add it to your bill, saves you going to the bank/cashpoint.
edit
this is what cash back in the UK means,the cashier will simply say the words cash back,whatever amount you say they will hand over to you and add it to your bill
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i do it all the time

By avin a laugh on Jan 21, 2010

It’s really simple, it’s a percentage of what you spend normally 1, 2 can be as much as 5 depending on the card and what your buying that they pay back to you.

I have 3 cards that have cash back rewards and make several hundred dollars every year simply by using them for almost everything I buy every month and paying them off in full before the due dates.

I have done this for the last couple of years and not only made the cash but increased my score over 150-points and never paid a penny in fees or interest.

Not bad for using someone elses money for free.
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Finance Manager for over 9-years / Life.

By SPIFIMAN1 on Jan 21, 2010

Cash back is money paid back to the credit card user based on how much they charge on the card. The user might receive a check or a credit to their account. This usually happens quarterly or annually depending on the card.
Cash back cards work best for those that pay their balance in full each month. If you plan on running up your balance just to increase your cash back rewards, you are defeating the purpose unless you pay it off every month and avoid any finance charges.
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By incomehunter on Jan 21, 2010

It means you get a percentage of cash back for everything you spend.

Check here to see the best cash back credit cards available right now: http://www.associatedcontent.com/article/2239613/the_five_best_cash_back_credit_cards.html?cat=3
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By Lovehelper on Jan 21, 2010

avin a laugh is right, that may not be what it means in the US, but that’s what it means in the UK, when will you people ever learn anything about the rest of the world,that is what Q/A is all about,instead of listening to what people tell you about there country’s,you lot who have never been to there country’s and don’t have a clue about them,disagree with them, that’s why you have a world wide reputation of being dumb
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By celt on Jan 21, 2010

You will generally get a rebate on your credit card statement.

Lets say that you’re going to get 1% cash back, and you spend $100, your balance for the month will most likely be $99, since they will cut back a $1.

All credit cards work differently, but the concept is fairly similar.
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By T2 on Jan 21, 2010