Lots of NETELLER members move money into their NETELLER accounts by making credit card or debit card deposits. Learn how by watching this video
Blog article: http://blog.neteller.com/credit-debit-deposit/?cm_mmc_o=QBAfA_wCjCZBc%20fB%20FzLw%20z%2022%20By%20K2%20pw5BlbfCjCPkBTCjCZBc%20fB%20FzLw%20z%2022%20By%20K2
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LIKE & SUBSCRIBE: To find out more about Gizzy, please visit www.guillermocervano.com
((SORRY FOR THE WIND IN THE BACKGROUND))
I was at Point Pleasant Beach today..(Tiki Bar) and wanted to teach my Subscribers about Credit Utilization Ratios and how to offset them with ADDING POSITIVE TRADE REFERENCES (LINES).
Now, big banks want you to have 10% CUR but smaller banks still accept 10%-30% CUR ....
Here is an example of a client who wanted Trade Lines...YOU SEE, THIS CLIENT CAME TO ME WITH NO NEGATIVE INFORMATION BUT HAD A LOW 650 FICO SCORE....HOW IS THAT POSSIBLE WHEN HE HAD GOOD STANDING CREDIT CARDS....WELL, HERE I EXPLAIN....PLEASE PAY ATTENTION...CAUSE YOU MIGHT BE IN THIS HOLE AS WELL!
((((((EXAMPLE)))))))
Well Fargo....
Balance of $4,659....your limit is $5000 (TYPE OF TRADE LINES NEEDED $20K Trade Line)
This is what is bringing you score down dude!! You're at 96.69% Credit Utilization Rate....
you need to reduce that credit down to 10% to $500....or 20% that will be $1,000.....
WELLS FARGO CREDIT CARD
LIMIT $4,500
92.08% CREDIT UTILIZATION
PAY THAT DOWN AS MUCH AS POSSIBLE....(TYPE OF TRADE LINES NEEDED $15K Trade Line)
AMERICAN EXPRESS:
$3,900....YOU MUST OWE $390....
You owe $2,690....you must bring it down to $1,170 (3 X $390)
(TYPE OF TRADE LINES NEEDED $7,800 Trade lines to offset the debt ratios or credit utilization rate)
BASICALLY YOU ARE MAXED OUT ON YOUR CREDIT CARDS AND THIS IS WHY YOUR CREDIT GOES DOWN AND YOU HAVE A LOW CREDIT SCORE!
CHASE
Limit is $3,200
Balance: $2,934
(TYPE OF TRADE LINES NEEDED you need a $6,400 or more Trade Line)
SEARS:
LIMIT:$4,000
BALANCE $2,580
YOU NEED TO OWE $1,200
(TYPE OF TRADE LINES NEEDED $10,000 Trade Line)
REALTORS FED CREDIT UNION
LIMIT:$4,000
BLANCE: $3,971....99.71% CUR
PRETTY MUCH THE TRADE LINES SERVICES ARE GONNA BE TOO EXPENSIVE FOR YOU!!
You need to pay down these credit cards and you don't even need us!lol
YOU SEE, IMMA LET YOU KNOW IF YOU NEED ME OR NOT...BUT BE SURE THAT I WILL EDUCATE YOU BEFORE WE DO ANYTHING!
ATTENTION: If you have a family member with credit cards and you don't have any positive information on your credit, please ask them to add you...see how your credit will increase dramatically....IF NOT, GIZZY CAN HELP WITH WITH THAT!!
Are you in this situation?!....Let me know cause we can still help you!
PLEASE GIZZY @ Financial Chemotherapy LLC at 973-440-8661Duration : 0:4:49
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